Last Saturday, we drove down to Nesbit, MS to Nesbit Blueberry Plantation. Diana and I had been wanting to do this for a while and it’s a good thing we did last weekend. Nesbit Blueberry Plantation is only going to stay open for the season another couple of weeks. None of us have ever picked fruit like that before. They had us tie buckets around our waists so we could pick using both hands. They also encourage you to eat the blueberries right off the bush. Elek had a wonderful time doing just that. They only cost about $11 per bucket full. The blueberries were just delicious!
This morning I was reminded of what Diana and I will eventually have to do as Elek grows up. We’ll need to take steps slowly and cautiously to let Elek experience the world for himself. This is hard for many parents and understandably so. So back to this morning.
I was driving home, down our street from dropping Elek off at daycare and I saw four boys that were clearly walking to Peabody school which was about 2 blocks away. One of them was crying with his jacket pulled part way down. One was next to him comforting him by putting his arm around him. Another was close and then there was the ever-present straggler bring up the rear. I thought to myself “What in the world are they doing? Why is he crying?” Then a few seconds later I saw a woman hiding behind a car and tree watching these boys walk to school. I imagine that’s his mother making sure he got there safe.
Sometimes as children we’re not ready to be independent, but the time has come. That must be really hard for that mother to watch her son walking off slowly, crying. But she knows as do I that once her son has done it a couple times it will be like second nature to him. I suppose sometimes we all need a push out of the nest of comfort.
The other night was Elek’s first actual sleepover. We hosted Jesse from across the street. Elek happened to be in a phase where he really wanted to misbehave. Other than that, the sleepover went great.
That Friday night, the boys are edamame among other things and drank their milk. They loved playing in the ball pit that Elek got for his birthday from Nana. Elek and Jesse watched a show or two and Elek climbed the couch. Lastly, they took turns pushing each other down a small slide. They were so funny together! Jesse stayed the next day (Sat.) until around 2PM and the McRaes came and got him to keep him for the rest of the weekend.
This recipe was fantastic this year! Last year the turkey was a little over done and didn’t have near the amount of spices that we wanted. This year it was just about perfect and moist. I used a combination of two recipes as this has been working out for me pretty well recently. I think it may be a step in the direction of making up your own recipe, but I guess we’ll see about that. The first one was really just guidelines that my mom gave me last year and the second was from McCormick’s website. This and last year we prepared a 17 lb. turkey. This size managed to feed 15 people this year with a meal or two leftover. We had to thaw the turkey for four days, though as it still had ice on it, we probably could have easily thawed it for five days.
* 2 tablespoons Italian Seasoning
* 2 tablespoons Sicilian Sea Salt
* 1 tablespoon Black Pepper, Coarse Grind
* 1 tablespoon Paprika, Smoked
* 2 teaspoons Garlic Powder
* 2 teaspoons Ground Mustard
* 1 whole turkey, fresh or frozen, thawed
* 2 ribs celery
* 1 onion, quartered
* 2 Bay Leaves
* 1 tablespoon olive oil
Thaw your turkey in the refrigerator. Typically it takes 24 hours per 5 lbs.
Place oven rack on lowest position and preheat the oven to 330 degrees F. Mix first six ingredients in a small bowl.
Rinse the turkey, take out the giblets (save for turkey stock), and pat the turkey dry with paper towels. Place the turkey breast side up in the roasting pan.
Sprinkle 1 Tbsp of the mixture inside the turkey. Stuff with celery, onion, and bay leaves. Then brush turkey breast with oil. Add 1/2 cup of water to the pan and apply the rest of the mixture to the turkey. Put the lid of the roasting pan on.
Roast for about 3 hours and 20 minutes and then remove the lid of the roasting pan. Baste the turkey. Roast another 30-45 minutes or until internal temperature reaches 165 degress F. Remove roasting pan from oven, put lid back on and let sit for 20-30 minutes. Transfer to carving board and slice.
* Drippings from turkey
* Flour or cornstarch with water (Shake well or stir to dissolve)
* Chicken bouillon cube (Optional)
Add flour (or cornstarch with water) to drippings. Heat under medium high heat stirring constantly. Add stock as needed. Add optional chicken bouillon cube if needed. When it cooks down to gravy consistency, you’re done.
* Giblets from Turkey
* 1 Bay Leaf
* Dried Parsley
Add all ingredients to around 6 cups of water and simmer the length of time you cook the turkey.
You can use this to moisten stuffing or freeze and use later.
My latest challenge recently was choosing the best (or one of the best) 529 plans for my son, Elek who is currently 3 years old. I had been putting this off for quite some time because it is very overwhelming. There are more choices than there are states and the ones you would be interested in greatly depend on which state you live in. Some 529s don’t allow you to participate unless you live in the state in which it is offered. Others allow anyone to participate. Some 529 plans that are offered allow you a state income tax deduction up to a certain amount.
Let’s briefly go through most of the advantages and disadvantages of 529s, which you’ll need to know.
|State income tax deductions (also tax deferred/exempt growth)||You are limited to the investment options within the plan|
|The owner of the account maintains control of the 529||Money withdrawn from the account not used on college expenses is subject to a 10% federal tax, earnings will be taxed as regular income, and possibly past state tax deductions|
|Low minimum startup requirements and contribution requirements||A 529 may affect the beneficiary’s ability to receive grants or scholarships (A workaround to this is if the owner of the account is the grandparent.)|
|A 529 account can be an easy “automatic” approach to saving for college|
|Anyone can open a 529 for anyone else (Also anyone can contribute)|
|These plans are relatively low cost|
|The plans are very flexible (you can choose to move your 529 to another plan)|
|The total amount in the account can be substantial (over $300,000 in some plans)|
Now we get down to business. Let’s start with the state you’re in. I, for example, am in Tennessee which has no state income tax (offset by their massive sales tax). This means that there’s no financial reason for me to limit my choice to my state. On the other hand, if you live in a state like Ohio, there’s no reason to go outside of your state since you can deduct up to $2,000 per beneficiary, per calendar year off your state income. If you’re lucky enough to live in a state that allows deductions for contributing to a 529 plan, then that greatly narrows your choices. The choice was not so easy for me since this was not a factor in my decision.
I started my research of 529 plans with people that I knew had used a 529 or something similar. My dad used the Tennessee BEST program for me when I went to college. My wife’s boss currently uses a 529 plan from the state of Kansas. I thought that those look OK, but how do they compare with the other states’ offerings? Which one is truly the best for my son? Well to answer those questions I turned to everybody’s pal Google as usual hoping to find a list comparing the multiplicity of available plans.
I relied heavily on four of the best sites that I (or rather Google) found and I weighted them in the following order:
- Morningstar’s “The Best and Worst 529 College-Savings Plans”
- Consumer Report’s “Some of the best and worst 529 plans”
- “Kiplinger Top Plans”
- MSN’s “The 5 best college-savings plans”
Essentially I cross referenced the plans on all of these sites hoping to find one that was on all of them. I thought it was odd at the time, but not many were listed on multiple sites. In retrospect, this fact leads me to believe that there is no really “best” 529 plan, but rather each individual needs to choose a plan based on his/her needs. This can be annoying because it adds to the work on the part of the individual looking for the best 529 plan. That being said, I came up with a list of about six 529′s that the articles indicated were the best. I made sure to avoid all of the schools listed in the “worst” category of any of the listed sites. Below is a listing of the best/worst and the ones I narrowed down using my own opinion/needs.
|Ohio (Ohio Tuition Trust Authority)||Ohio (Putnam CollegeAdvantage)||Ohio (Ohio Tuition Trust Authority)|
|Rhode Island||New York|
* Number of times the plan appeared
Now that I had narrowed my candidates significantly I decided that cost of the plan would be the next deciding factor. You can find the costs per state at collegeanswer.com.
This is finally how I arrived at my final answer, which was Ohio (Ohio Tuition Trust Authority). Another benefit to this particular plan is that you can get a $25 referral for both you and the person referring you when you sign up and enter their referral code (mine is 2524394). I believe this only goes on until Dec. 15th, 2009 at which point they may cancel the referral program or they may extend it. There’s also another benefit to this plan where you can earn $25 for just setting up recurring monthly electronic fund transfers or payroll deductions for at least 90 days. You can read more about both of these programs at collegeadvantage.com. I’m sure other states’ plans have similar referral programs, though I haven’t seen them.
Those interested in receiving the $25 referral for signing up for this 529 account, follow the steps below:
- Enroll online
- During the enrollment process it will ask you for a referral code. Enter 2524394.
- After you complete your account enrollment, 7-10 business days later you will receive a $25 credit in your 529 account. (I will get a $25 credit as well.)
- Also don’t forget to set up your recurring monthly electronic fund transfers or payroll deductions to receive another $25 after 90 days.
My mom has made this recipe for quite some time and it’s always been delicious. Our family is really lucky that we have such expertise to fall back on when it comes to cooking. Due to us cooking much more, I can safely say I’m starting to understand why recipes are just the base of how to cook. Most of the stuff that makes the recipe so good is picked up by cooking a lot and knowing what to add. This little bit of extra is very hard to document, though I try my best in these recipes that I post. We had this Italian chicken and rice last night and it was so much better than the last time we tried it! Last time I think we followed the typed up instructions letter for letter (and I think I forgot to read the comments from my mom). It more than left something to be desired.
* 1 and 1/2 cups water
* 1 cup long-grain rice, uncooked
* 1/2 cup chopped onion
* 1/2 cup (2 ounces) shredded part-skim mozzarella cheese
* 1 and 1/2 teaspoons dried Italian seasoning
* 1/2 teaspoon salt-free garlic-and-herb spice blend (Mrs. Dash)
* 1/4 teaspoon pepper (we always use fresh ground pepper)
* 1/4 teaspoon salt
* 1 (14 and 1/2oz.) can no-salt-added whole tomatoes, undrained and chopped (we used diced tomatoes with garlic and Italian seasoning)
* Vegetable cooking spray
* 4 (4 oz.) skinned, boned chicken breast halves
* 1/2 teaspoon garlic powder
* 1/2 cup grated Parmesan cheese
* 1 and 1/2 teaspoons dried Italian seasoning (there is a reason this is on here twice, pay attention to the directions below)
* 2-3 Tbsp of olive oil
* 1/2 cup white wine
Preheat oven to 375 degrees.
Brown chicken breasts in olive oil over medium high heat. About half way through, poor the wine in and mix.
While you are browning the chicken, combine first 9 ingredients in a 2 qt. casserole coated with the vegetable cooking spray and stir well.
Arrange chicken breasts over rice mixture and sprinkle with garlic powder.
Sprinkle with the grated Parmesan cheese and 1 and 1/2 teaspoons dried Italian seasoning.
Cover and bake at 375F for 45 minutes. Uncover and bake an additional 15 minutes or until all the liquid is absorbed.
This past time it was amazing! However we didn’t have any Mrs. Dash so we used Adobo. We also added a little bit more Italian seasoning and some basil as well. We went heavy on all the cheese which obviously made it taste better. I hope you enjoy this as much as we did. It’s a simple recipe that you can throw together relatively quickly, then just wait on it to bake. It’s great for when you’re having company so you can prep beforehand then entertain. * I obtained this recipe from my mom and she added some steps to the original recipe to make it really good.